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Last year we informed you that it became possible for deferred members to draw their retirement benefits from age 55 without needing to have their former employer’s consent. 

Further changes to the scheme rules have been made which means that you no longer have to leave all local government employment to take payment of your deferred pension.

This means that if you’re working in another local government employment (i.e. a different employment to the one you were in when you built up your deferred benefit) you can now choose to take payment of your deferred pension and continue in your local government employment. This change is backdated to 17 April 2018.

If you wish to draw your retirement benefits from age 55, they may receive a greater reduction if taken before age 60, as full 85 year rule protection will not apply unless your former employer agrees that it should (for more details about the 85 year rule, please visit our Early retirement page). If you’d like to take advantage of this new option, please contact Capita.

More information about taking your deferred pension is available on the LGPS website.

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