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Your Normal Pension Age (NPA) is simply the age you can retire and take the pension you’ve built up in full.

In the LGPS, the NPA is the later of your state pension age (SPA) or age 65.

You don’t need to have reached your NPA in order to take your pension. Once you’ve contributed over a 2 year period, you can choose to retire and draw your pension at any time between age 55 and 75. Please note that your SPA today won’t necessarily be your SPA in the future, as the Government review the SPA once every parliament and so this is assessed at the point your benefits are paid.

For more details, see our factsheet ‘When can I take my LGPS pension?'.

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