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If you exceed the annual allowance (AA), you can ask the Fund to pay some or all of your annual allowance tax charge.

In return for the Fund paying your Annual Allowance Tax Charge (AATC), there will be an appropriate reduction to your pension benefits within the Scheme. This is known as the 'Scheme Pays' option.

If you’re interested in the Scheme Pays option, you can read our helpful 'Scheme Pays Q&A' factsheet to find out what you need to do and how to apply.

Read our ‘Scheme Pays Q&A’ factsheet.

If you'd like to apply for Scheme Pays, visit our Pension Savings hub and click on 'Scheme Pays Forms'.

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