Claiming your Deferred benefits
If you’re a deferred member, your deferred benefits are normally payable from your ‘normal pension age’ (NPA), which, depending on when you joined and left the Scheme, can be anything from age 60 to the later of your State Pension age or age 65.
When you’re approaching your NPA, we’ll contact you to offer you payment of your deferred benefits which is usually 3 months before your NPA date. It’s important to keep us up to date with your current contact details so we can send you a final quotation together with our Options form for you to complete.
You can also take payment of your deferred benefits early, once you’ve reached the National Minimum Pension Age (NMPA). You don’t need your former Scheme employer’s consent to do this (though benefits paid before your NPA may be reduced for early payment).
You can read more on the NMPA in our article.
If you want to take your benefits, contact Capita by signing into your online account and completing our secure contact form at portal.eapf.org.uk
You can also find their contact details on our Contact us page.