Your latest annual pension statement is now available! We’ve emailed you on 21 August to let you know your statement is ready to view on your EAPF Online pensions account. If you’ve opted for a paper statement, these will be also posted out to members’ home address by 31 August.
Your statement will show the pension benefits that you’ve built up in the EAPF up to 31 March 2025 and a forward projection to your Normal Pension Age (NPA). It also reminds you about whether you’ve nominated beneficiaries and shows if you’re affected by the McCloud remedy.
Last year’s pension statement showed if you’re ‘eligible for the McCloud underpin’ This indicated whether or not you’re eligible for the ‘McCloud Underpin’, which may result in you receiving a small increase to your pension on retirement. However, not all members will be eligible for an underpin, and most of those who are eligible won’t receive an uplift.
This year’s pension statements will now also include the estimated value of any McCloud uplift that would apply on 31 March 2025 and at your Normal Pension Age (though the method we’ve used for estimating the uplift means that the same value will be shown for both dates). For more details about McCloud and what this means, visit our McCloud hub.
If you haven’t registered on to the EAPF Online portal, you’ll need to in order to see your statements. Don’t forget that when you’re online, you can also use the retirement illustrator, where you can model different retirement dates.
To access your statement, click on your ‘Mailbox’ when logged into EAPF Online.
See our 'Your pension online' page for details on how to register if you haven’t already.
Read our ‘Your pension statement explained’ guide for any help you might need in understanding your statement.