What are my options
If you leave the LGPS without becoming entitled to immediate payment of your pension, your options will be to:
- Keep your benefits in the EAPF (known as deferred benefits)
- Transfer your benefits to a registered (i.e. approved by HMRC) pension scheme
However, on reaching age 55, you may be entitled to receive early payment of your pension. For more information on receiving your pension early, please read our guide for deferred members.