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You can get in touch with us through
the following methods.

0800 121 6593
      The Environment Agency Team

     Capita
     11b Lingfield Point
     Darlington
     DL1 1AX

Deaths and dependents

If you die in service whilst you’re a member of the LGPS the following valuable benefits are payable:

  • a lump sum death grant of three times your assumed pensionable pay
  • pensions for any eligible children you have
  • a pension for your spouse, civil partner, or a cohabiting partner (if they meet qualifying conditions).

If you're in the 50:50 Section of the Scheme when you die this does not impact on the value of any pension for your spouse, civil partner, eligible cohabiting partner or eligible children.

If you die after retiring on a pension the following are payable:

  • a lump sum death grant (if when you die less than 10 years' pension has been paid and you're under the age 75)
  • pensions for any eligible children you have
  • a pension for your spouse or civil partner, or a cohabiting partner’s pension (if they meet qualifying conditions)

For more information on the benefits available once you’ve retired please visit our pensioner section or read our guide.

How do I decide who receives my lump sum death grant?

You can decide who you wish your lump sum death grant to be paid to by completing and returning an expression of wish form to Capita, our Fund administrators.

How much pension would be payable to my partner if I died whilst in service?

An amount equal to:

  • 1/160th of your pensionable pay (or assumed pensionable pay* where applicable) after 31 March 2014, plus
  • 49/160ths of the amount of any pension credited to your pension account following a transfer of pension rights into the Scheme, plus 
  • an amount equal to 1/160th of your assumed pensionable pay* for each year of membership you would have built up from your date of death to your NPA, plus
  • for membership built up before 1 April 2014, the pension payable is equal to 1/160th of your final pay, times the period of your membership in the Scheme up to 31 March 2014

*this is an average of the pensionable pay you received during the 3 months immediately before your death.

However, if you marry or enter a civil partnership after you've stopped contributing to the Scheme, the benefits payable to your spouse or civil partnership could be less. For a:

  • civil partner, widower or the survivor of a same sex marriage, this is based on the period of membership after 5 April 1988
  • widow, this is based on the period of membership after 5 April 1978

In addition, an eligible cohabiting partner's pension is based on the period of membership after 5 April 1988, plus any additional pre 6 April 1988 membership bought to count towards an eligible cohabiting partner's pension.

For more details, see our Scheme guide.

How much pension would be payable to my children if I died whilst in service?

The following amounts are available to pay as children’s pensions. These apply if a pension is also paid to a spouse, civil partner or eligible cohabiting partner.

For one child the pension would be equal to 1/320th of your pay for each year of membership plus the years you could have worked between your date of death and normal pension age.

For two or more children the pension would be equal to 1/160th of your pay for each year of membership plus the years you could have worked between your date of death and normal pension age. This pension would be shared equally among the children.

If there is no spouse’s, civil partner’s or eligible cohabiting partner’s pension being paid, then the children’s pensions would be as follows:

For one child the pension would be equal to 1/240th of your pay for each year of membership plus the years you could have worked between your date of death and normal pension age.

For two or more children the pension would be equal to 1/120th of your pay for each year of membership plus the years you could have worked between your date of death and normal pension age. This pension would be shared equally among the children.

If you have transferred pension from another scheme in to the LGPS, then a proportion of the value of that transfer will be added to any children’s pensions.

To find out which children are eligible for the children’s pensions, please see our glossary

If you are in the 50:50 Section of the Scheme when you die this does not reduce the value of any pension for your spouse, civil partner, eligible cohabiting partner or children.

What are the qualifying conditions for a cohabiting partner?

For an eligible cohabiting partner’s survivor’s pension to be payable, all of the following conditions must have applied for a continuous period of at least 2 years on the date of your death:

  • you and your cohabiting partner are, and have been, free to marry each other or enter into a civil partnership with each other, and
  • you and your cohabiting partner have been living together as if you were husband and wife, or civil partners, and
  • neither you or your cohabiting partner have been living with someone else as if you/they were husband and wife or civil partners, and
  • either your cohabiting partner is, and has been, financially dependent on you or you are, and have been, financially interdependent on each other.

On your death, a survivor’s pension would be paid to your cohabiting partner if:

  • all of the above criteria apply at the date of your death, and
  • your cohabiting partner satisfies the pension fund that the above conditions had been met for a continuous period of at least 2 years immediately.

You can find more information on death benefits in our full Scheme guide.

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